Samantha applies for a loan to tear down a gazebo and to construct a rumpus room. The nosy bank inspector comes down to check out the land and sees a live baby polka-dotted elephant mistakenly conjured by Aunt Clara. The baby elephant was from a toy that Tabitha had wanted in the park. Larry comes by to see what the fuss it all about, and Samantha tries to hide the big baby from him.
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