In the first episode Dave learns about how banks operate. Almost everyone he meets in banking tells Dave to forget the idea. But the people of Burnley still support him and Dave presses ahead anyway.
Together with help from local businesses and tradesmen Dave turns a tiny old flower shop into Burnley's very own 'bank' and has a grand opening.
From a busker needing a loan for a new amplifier to a tropical fish store, Dave meets people in the community who until now have been unable to borrow money.
The money begins pouring out of the 'bank' - and it starts to make a real difference to the town, but not much is coming in.
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