Panorama - 1996x04 - From Cradle to Grave: Paying for the Future- Followmy.tv

The second programme of a special two-part investigation into the welfare state. Stephen Bradshaw looks at the implications of the middle classes increasingly looking to private insurance for everything from pensions, schools fees and medical care. However, forecasters predict that only five to ten per cent of British families will be able to afford the cost of private welfare, creating a divided society.